DISCOVER THE FINTECH RESHAPING PROPERTY LENDING ACROSS THE
UNITED KINGDOM.
An exclusive opportunity for property investors seeking consistent returns and the security of real assets.
INVEST TODAY IN THE FINTECH TRANSFORMING THE PROPERTY CREDIT LANDSCAPE ACROSS THE UNITED KINGDOM.
An exclusive opportunity for property investors seeking consistent returns and the security of real assets.
JOIN PONTE FINANCE꞉ WHERE INNOVATION MEETS OPPORTUNITY
- Ponte Finance is at the forefront of the financial services sector as a specialized bridge loan company, ready to oer unmatched support to property developers and investors.
- With our robust business model and streamlined operations, we're excited to oer an early‐stage opportunity for investors to own a stake in this promising financial institution.
Ladies and Gentlemen,
I’m Sansão Rodrigues, founder and CEO of SJPR, and now, Ponte Finance ‐ an innovative bridge
loan company aimed at transforming the real estate development and investment landscape.
It is with great enthusiasm that I extend to you the opportunity to be part of a financial institution committed to success and inclusion.
At Ponte Finance, we believe in providing equal
investment opportunities for everyone ‐ regardless
of their financial situation.
WHY INVEST IN PONTE FINANCE?
Proven Profitability
Lean structure delivering 15–36% gross profit margin annually before taxes.
Attractive ROI
Investors enjoy 15% annual return with sustainable financial gains.
Growth Potential
Shares from £2; forecasted 5–6× growth in 1–2 years, based on 4–9× EBITDA.
WHAT ARE THE MAIN PROBLEMS
IN TODAY'S REAL ESTATE MARKET?
Difficulty in accessing traditional financing
Missed opportunities due to bank delays
How does Ponte Finance solve these problems?
LOANS WITH MANAGED RISK
Low‐risk Lending Practices꞉
All loans are secured by real estate assets.
Client‐covered Costs
All legal costs, administrative, and exit fees are covered by the client, ensuring financial stability and reducing risk exposure.
Bruno Benner
Managing Director
LOANS WITH MANAGED RISK: TRANSPARENT, SECURED, DISCIPLINED.
Low‐risk Lending Practices꞉
All loans are secured by real estate assets.
Client‐covered Costs:
Legal, administrative, and exit fees are covered by the borrower, which helps protect capital structure and reduce investor risk.
RISK
MANAGEMENT
Property
Guarantee
Each loan is secured by a property with a value higher than the loan amount.
Professional
Valuation
Independent appraisers verify all property values.
Cost
Recovery
Borrowers cover both valuation and legal fees.
Property
Guarantee
Our standard 75% LTV provides protection against market fluctuations.
VALUATION & ACCESSIBILITY
- Investment Opportunity꞉ Get in on the ground floor of a promising financial institution
- Attractive Valuation꞉ £20 million
- Accessibility꞉ Minimum investment of £1,000
VALUATION & ACCESSIBILITY
-
Investment Opportunity꞉
Get in on the ground floor of a promising financial institution - Attractive Valuation꞉ £20 million
- Accessibility꞉ Minimum investment of £1,000
INVEST SMART
At Ponte Finance, equity and dividends
pave the way to long‐term success
Secure your position
Secure your position in a pioneering financial institution designed for scalability and success.
More than just shares
This is more than just buying shares ‐ it's an opportunity to be part of a financial revolution.
Act now
Take advantage of this early‐stage investment for unprecedented financial growth and prosperity.
Expand your portfolio
Diversify your investments and expand your portfolio with a strategic opportunity in Ponte Finance.
FINANCIAL ANALYSIS
FINANCIAL ANALYSIS
HISTORY OF COMPANIES THAT WENT TO THE STOCK EXCHANGE
FINANCIAL ANALYSIS
HISTORY OF COMPANIES THAT WENT TO THE STOCK EXCHANGE
Strategic Thinking: How Long-Term Decisions Can Lead to Exceptional Outcomes
The story of someone who chose equity over a paycheque — and watched digital innovation transform their life.
In 2005, artist David Choe was hired to paint murals at Facebook’s first office.
Instead of taking US$ 60,000 in cash, he chose to be paid in company stock. At the time, Facebook was just an uncertain startup, and Choe called its business model “ridiculous and pointless.”
Even so, his trust in Sean Parker—Facebook’s founding president—led him to accept payment in shares.When Facebook went public in 2012, Choe’s stock was worth around US$ 200 million.
From Fintech to Listed Company:
The Journey of LendInvest in the UK Property Market
LendInvest plc is a UK-based fintech specialising in property finance. Founded in 2008, the company offers a wide range of products, including short-term bridging loans, development finance, and buy-to-let mortgages. Its target clients include financial intermediaries, landlords, and developers across the United Kingdom.
With a strong and consistent track record, LendInvest has originated over £3 billion in mortgages, playing a significant role in bolstering the UK housing market. Its model combines technology, governance, and a focus on property assets, establishing itself as a benchmark in the sector.
Initial Public Offering and Share Performance
On 14 July 2021, LendInvest floated on the Alternative Investment Market (AIM) of the London Stock Exchange under the ticker LINV. The IPO raised £40 million in gross proceeds, with an initial market capitalisation of approximately £255.6 million.
On 3 May 2025, LendInvest shares closed at 27.00 pence, with a 52-week range of 22.25 pence to 31.00 pence — reflecting the stability and maturity the company has achieved over time.
Just as LendInvest, Ponte Finance structures its operations based on governance, prudence, and a focus on real assets, charting a robust path towards long-term value appreciation.
LOAN SOLUTIONS FROM PONTE FINANCE
LOAN SOLUTIONS FROM PONTE FINANCE
How it works꞉
1
INITIAL
ANALYSIS
Project
evaluation
2
APPROVAL AND FEES
Defining values and conditions
3
LEGAL DOCUMENTATION
Contract
formalization
4
CREDIT
RELEASE
Transfer and deal conclusion
OUR LOAN STRUCTURE
LOANS AMOUNTS
We offer loans of small amounts up to £400,000, usually lending up to 75% of the property's value, although in certain cases we may go up to 100% LTV.
GUARANTEE
Each loan is secured by a property, with values confirmed by an independent appraiser.
- ACCEPTANCE FEE 2% or £3,000 (whichever is greater)
- MONTHLY INTEREST 1% to 3% per month
- EXIT FEE 2% or £3,000 (whichever is greater)
- ACCEPTANCE FEE 2% or £3,000 (whichever is greater)
- MONTHLY INTEREST 1% to 3% per month
- EXIT FEE 2% or £3,000 (whichever is greater)
PRACTICAL LOAN EXAMPLES
WHY INVEST IN PONTE FINANCE?
- Attractive ROI꞉ to 15%
- Low Risk꞉ Loans backed by real guarantees
- Growth Potential꞉ Expanding market
CLIENT RESPONSIBILITIES
The client is
responsible for꞉
- Appraisal fees
- All legal fees
- Monthly interest payments
- Acceptance and exit fees
This structure ensures we maintain profitable operations while
delivering valuable financing solutions to our clients.
Even with early repayment, clients pay the full exit fee, though interest is charged
only for the months used, ensuring a minimum return on each loan while oering flexibility to our clients.
Let's build your future together!
- 225 Clapham Road London Sw9 9BE
- admin@ponte.finance
- www.ponte.finance