DISCOVER THE FINTECH RESHAPING PROPERTY LENDING ACROSS THE
UNITED KINGDOM.

An exclusive opportunity for property investors seeking consistent returns and the security of real assets.

INVEST TODAY IN THE FINTECH TRANSFORMING THE PROPERTY CREDIT LANDSCAPE ACROSS THE UNITED KINGDOM.

An exclusive opportunity for property investors seeking consistent returns and the security of real assets.

JOIN PONTE FINANCE꞉ WHERE INNOVATION MEETS OPPORTUNITY

  • Ponte Finance is at the forefront of the financial services sector as a specialized bridge loan company, ready to oer unmatched support to property developers and investors.
  • With our robust business model and streamlined operations, we're excited to oer an early‐stage opportunity for investors to own a stake in this promising financial institution.

Ladies and Gentlemen,

I’m Sansão Rodrigues, founder and CEO of SJPR, and now, Ponte Finance ‐ an innovative bridge
loan company aimed at transforming the real estate development and investment landscape. It is with great enthusiasm that I extend to you the opportunity to be part of a financial institution committed to success and inclusion. At Ponte Finance, we believe in providing equal
investment opportunities for everyone ‐ regardless
of their financial situation.

WHY INVEST IN PONTE FINANCE?

Proven Profitability

Lean structure delivering 15–36% gross profit margin annually before taxes.

Attractive ROI

Investors enjoy 15% annual return with sustainable financial gains.

Growth Potential

Shares from £2; forecasted 5–6× growth in 1–2 years, based on 4–9× EBITDA.





WHAT ARE THE MAIN PROBLEMS
IN TODAY'S REAL ESTATE MARKET?

Difficulty in accessing traditional financing

Missed opportunities due to bank delays

How does Ponte Finance solve these problems?

LOANS WITH MANAGED RISK

Low‐risk Lending Practices꞉

All loans are secured by real estate assets.

Client‐covered Costs

All legal costs, administrative, and exit fees are covered by the client, ensuring financial stability and reducing risk exposure.

Loans with Managed Risk:
Transparent, Secured, Disciplined

Low‐risk Lending Practices꞉

All loans are secured by real estate assets.

Client‐covered Costs:

Legal, administrative, and exit fees are covered by the borrower, which helps protect capital structure and reduce investor risk.

RISK
MANAGEMENT

Property
Guarantee

Each loan is secured by a property with a value higher than the loan amount.

Professional
Valuation

Independent appraisers verify all property values.

Cost
Recovery

Borrowers cover both valuation and legal fees.

Property
Guarantee

Our standard 75% LTV provides protection against market fluctuations.

VALUATION & ACCESSIBILITY

  • Investment Opportunity꞉ Get in on the ground floor of a promising financial institution
  • Attractive Valuation꞉ £20 million
  • Accessibility꞉ Minimum investment of £1,000

VALUATION & ACCESSIBILITY

  • Investment Opportunity꞉
    Get in on the ground floor of a promising financial institution
  • Attractive Valuation꞉ £20 million
  • Accessibility꞉ Minimum investment of £1,000

INVEST SMART

At Ponte Finance, equity and dividends
pave the way to long‐term success

Secure your position

Secure your position in a pioneering financial institution designed for scalability and success.

More than just shares

This is more than just buying shares ‐ it's an opportunity to be part of a financial revolution.

Act now

Take advantage of this early‐stage investment for unprecedented financial growth and prosperity.

Expand your portfolio

Diversify your investments and expand your portfolio with a strategic opportunity in Ponte Finance.

FINANCIAL ANALYSIS

FINANCIAL ANALYSIS

HISTORY OF COMPANIES THAT WENT TO THE STOCK EXCHANGE

Strategic Thinking: How Long-Term Decisions Can Lead to Exceptional Outcomes

The story of someone who chose equity over a paycheque — and watched digital innovation transform their life.

In 2005, artist David Choe was hired to paint murals at Facebook’s first office.

Instead of taking US$ 60,000 in cash, he chose to be paid in company stock. At the time, Facebook was just an uncertain startup, and Choe called its business model “ridiculous and pointless.”

Even so, his trust in Sean Parker—Facebook’s founding president—led him to accept payment in shares.When Facebook went public in 2012, Choe’s stock was worth around US$ 200 million.

From Fintech to Listed Company:
The Journey of LendInvest in the UK Property Market

LendInvest plc is a UK-based fintech specialising in property finance. Founded in 2008, the company offers a wide range of products, including short-term bridging loans, development finance, and buy-to-let mortgages. Its target clients include financial intermediaries, landlords, and developers across the United Kingdom.

With a strong and consistent track record, LendInvest has originated over £3 billion in mortgages, playing a significant role in bolstering the UK housing market. Its model combines technology, governance, and a focus on property assets, establishing itself as a benchmark in the sector.

Initial Public Offering and Share Performance On 14 July 2021, LendInvest floated on the Alternative Investment Market (AIM) of the London Stock Exchange under the ticker LINV. The IPO raised £40 million in gross proceeds, with an initial market capitalisation of approximately £255.6 million.

On 3 May 2025, LendInvest shares closed at 27.00 pence, with a 52-week range of 22.25 pence to 31.00 pence — reflecting the stability and maturity the company has achieved over time.

Just as LendInvest, Ponte Finance structures its operations based on governance, prudence, and a focus on real assets, charting a robust path towards long-term value appreciation.

LOAN SOLUTIONS FROM PONTE FINANCE

Ponte Finance provides short‐term bridge loans secured by real estate, oering
flexible lending solutions while maintaining a profitable business model.

How it works꞉

1

INITIAL
ANALYSIS

Project
evaluation

2

APPROVAL AND FEES

Defining values and conditions

3

LEGAL DOCUMENTATION

Contract
formalization

4

CREDIT
RELEASE

Transfer and deal conclusion

OUR LOAN STRUCTURE

LOANS AMOUNTS

We oer loans of small amounts up to £400,000, usually lending up to 75% of the property's value, although in certain cases we may go up to 100% LTV.

GUARANTEE

Each loan is secured by a property, with values confirmed by an independent appraiser.

  • ACCEPTANCE FEE 2% or £3,000 (whichever is greater)
  • MONTHLY INTEREST 1% to 3% per month
  • EXIT FEE 2% or £3,000 (whichever is greater)
  • ACCEPTANCE FEE 2% or £3,000 (whichever is greater)
  • MONTHLY INTEREST 1% to 3% per month
  • EXIT FEE 2% or £3,000 (whichever is greater)

PRACTICAL LOAN EXAMPLES

WHY INVEST IN PONTE FINANCE?

  • Attractive ROI꞉ to 15%
  • Low Risk꞉ Loans backed by real guarantees
  • Growth Potential꞉ Expanding market

CLIENT RESPONSIBILITIES

The client is
responsible for꞉

  • Appraisal fees
  • All legal fees
  • Monthly interest payments
  • Acceptance and exit fees

This structure ensures we maintain profitable operations while
delivering valuable financing solutions to our clients.


Even with early repayment, clients pay the full exit fee, though
interest is charged only for the months used, ensuring a minimum
return on each loan while oering flexibility to our clients.

Complete the form below to express your interest in becoming one of our investment partners. The Ponte team will contact you shortly.

Let's build your future together!

  • 225 Clapham Road London Sw9 9BE